If Student Loans Are So Great Why Don't Colleges Offer Their Own?

Colleges Encourage Students and Parents to Take Loans But Why Don't They? If colleges believed in their students, they would offer loans directly instead of relying on parents and private loans.

Are You Taking Loans for College or a Luxury Day-Spa

Is the purpose of going to college to learn or to enjoy luxurious spa-like amenities with some learning on the side?

College Dropouts: Debt Without the Degree

36% Of Your Freshman Class Won't Graduate Within Six Years, They'll Dropout

Student Loans to Nowhere

Loans to nowhere can potentially plague you for decades, so pursue your passion. Just don't finance it with a loan.

Majors Everyone Forgot Existed

While fields like business and health professions dominate college enrollment, let's review some forgotten majors that few people remember existed.

Companies Pay Unemployed Employees—Colleges Should Pay the Debt of Under-employed Students

Companies pay a portion of the unemployment benefits when they let an employee go. College’s should pay a portion of the debt repayment when a graduate asks for income-based repayment with a cap, similar to unemployment insurance.

An Epidemic of Seniors Using Social Security to Pay Student Loan Debt

According to the Government Accountability Office (GAO), tens of thousands of retirees have their Social Security benefits garnished every year to recover defaulted federal student loans.

Government Guidance on How to Get Married When You Have Student Loan Debt

Student loan debt is so bad that the federal government is chiming in with its own ideas. I can't fault them for trying. I took a stab at my four reasons, and there's a link to the 'big brothers' four reasons.  It's worth a look and the link is at the end of this post.

College Majors Should Come with Warning Labels

The Surgeon General has a warning label on cigarettes. I think the Department of Education should put the same warning labels when students take out loans for majors with low earnings outcomes.